Home » Insurance coverage can cowl rat injury and catalytic converter thefts

Insurance coverage can cowl rat injury and catalytic converter thefts

Q: When rodents chewed up a sensor lead on our Acura RL, we filed an animal vandalism declare with State Farm as a part of the great protection of our coverage. They paid, aside from the $100 deductible.

George Washburn

A: And …

Q: We had the identical downside with rodents chewing wires beneath our automobile. We needed to have the complete wiring harness changed. The invoice was over $5,000. Ought to this occur to any of you on the market, make sure you contact your insurance coverage firm.

Marilyn Weissberg

A: When you have complete protection, it could cowl rodent injury, and for those who personal a hybrid, it could additionally cowl among the value of changing your catalytic converter, whether it is stolen. Repairs for every of those issues can value a number of hundred to a number of thousand {dollars}.

Q: One other profit of electrical vehicles is that the engine doesn’t warmth as much as make a heat and comfy rodent mattress.

A minimum of 75% of a gasoline engine’s energy goes to warmth. With electrical vehicles, it’s about 15%, and since the engine is small, the little warmth it generates dissipates shortly.

EVs aren’t any enjoyable in any respect for critters wanting cozy nights, in order that they’ll mattress down elsewhere.

Doug McKenzie, Berkeley

A: Sure, one other good thing about EVs.

Q: You stated that the soy-based wires “style like tofu.” How are you aware what they style like? Are you getting ready Roadshow-based recipes to enhance Mrs. Roadshow’s Shrimp Rigatoni? Maybe “Spark-plug wire Alfredo”?

Jim Bodwin, Cupertino

A: Good one. Mrs. Roadshow additionally questioned who is aware of the wiring tastes like tofu, and the way they know.

Q: I’m fortunately retired. For leisure, I sometimes speak to telephone scammers. The guarantee folks referred to as me about six months in the past. I listened to the pitch. Once they requested about my automobile, I stated 1984 Volvo. Click on.

I haven’t gotten a guaranty name since then. Don’t know if that works, however the return harassment is price it.

Michael Quigley, Fremont

A: Good to know this labored.

Q: Final week I painfully watched a handicapped particular person with a walker cross El Camino Actual in Palo Alto on the California intersection. The street was so rutted that his walker stored getting caught and he had a foot that couldn’t plant securely on the bottom.

I stored hoping he would make it throughout earlier than vehicles got here barreling down (he did). He was doing the very best he may, patiently readjusting his walker as he tried to cross. This isn’t protected! Can something be performed to not less than repair the crosswalk?

Lisa Twardowskli, Mountain View

A: Very harmful. Plans now are to repave El Camino this yr or early subsequent yr.